Dental Insurance – South Windsor, CT
Enjoy a Healthy Smile for Affordable Rates
No one wants to be caught off guard by an expensive dental bill, but you have nothing to worry about because you have insurance. This allows you to see your dentist for little to no out-of-pocket cost. At South Windsor Dental, we don’t want to see anything stand in your way of achieving a healthy smile for reduced rates. We work with many leading insurance companies to lower the amount you need to pay. We’ll help you maximize your annual benefits to keep your teeth and gums healthy to lower your long-term dental expenses.
How Dental Insurance Works
Dental insurance is designed with prevention in mind. Research shows every $1 spent on preventive care can reduce your restorative and emergency dental costs by $8 to $50. Routine care removes harmful accumulations that can lead to big problems down the road, like gum disease. It also allows your dentist to detect concerning areas sooner for quick intervention, like a small cavity. Unfortunately, even with the best care, a problem can occur. It doesn’t need to go untreated because your policy also offers coverage to quickly treat the issue.
Depending on your specific policy, your benefits may include:
- 100% preventive services
- 80% minor restorative services
- 50% major restorative coverage
What is the Difference Between Dental and Medical Insurance?
Although they are often thought to be the same, dental and medical insurance are quite different. Every month you pay your premium for your policy, which gives you access to preventive care. After paying your deductible, you’re given an annual allowance to use toward the services you need to maintain a healthy smile.
At the end of the year, your benefits will expire. You aren’t reimbursed for any unused coverage. With less than 3% of Americans meeting or exceeding their annual allowance, we’ll help you utilize your benefits to their full potential each year.
In-Network VS Out-of-Network
Our office is proud to accept both in-network and out-of-network coverage.
In-Network
Many insurance carriers recommend you visit an in-network dentist because they have pre-negotiated rates. Our office is in-network with:
- Delta Dental
- Aetna
Out-of-Network
Although your insurance often prefers you visit an in-network dentist, you still have the freedom to choose a location that’s outside of your coverage. If you’re out-of-network, we will work on your behalf with your insurance carrier to file the necessary claims and paperwork for reimbursement.
Enjoy Affordable Dental Care Today
The American Dental Association recommends you visit your dentist twice a year for a cleaning and checkup. Unfortunately, one-third of adults don’t maintain these appointments. We want to remove as many barriers as possible to help you get the dental care you need.
We provide the affordable services your smile depends on. We’ll maximize your annual benefits to reduce the amount you need to pay. Our office also accepts a variety of payment options to cover any remaining balance, such as third-party financing with CareCredit. You’ll get the dental care you need without breaking the bank. Contact our office today to schedule an appointment.